Td High Interest Savings Account
Start building your
savings today.
The easy, everyday account
for all ages.
- No Monthly Maintenance Fee for the first 12 months each month you have a linked, eligible TD Bank checking account and a recurring transfer of $25 or more from a TD Bank account1
- Monthly Maintenance Fee also waived if you meet the low minimum daily balance requirement or are age 18 or younger or 62 or older
- Free automatic transfers make it easy to start saving for your goals
- Perfect for students - Learn more about our student banking services
- Young saver? It's never too early to start saving. View video to find out why.
- Set up Overdraft Protection from your Savings account to protect your TD Bank Checking account
- Available as an IRA‡ – Monthly Maintenance Fee waived
If you're looking for a new savings account available nationwide, TD Bank Savings is offering you 2.50% APY on your funds for opening a new TD Preferred Savings Account. Below is all the information you need to earn 2.50% APY Rate on your funds when you open a TD Bank Preferred Savings Account. TD Bank’s Simple Savings account offers almost no interest. The bank’s Beyond Savings account, which requires a $250,000 balance to earn the highest rate, pays more than the national average. The savings account interest rate starts at 0.05% APY and rises to a maximum of 0.35% APY with higher account balances and qualified TD Bank account activity. Even if you don’t have a lot of money to invest, you earn an interest rate bump by making a recurring transfer of at least $50 from another TD Bank account. Save for Your Future. The TD Tax-Free Savings Account helps Canadians save more money without having to pay taxes on interests. Learn more about this TD banking solution today! High Interest TFSA Savings Account TD Canada Trust.
Learn why starting to save now is a great idea.
Monthly Maintenance Fee
$5 or $4 if you choose online statements only
Waived if you meet the minimum daily balance requirement, are age 18 or younger, 62 or older, or for IRAs
Minimum Daily Balance Requirement to Waive Fee
$300
No Monthly Maintenance Fee for the first 12 months each month you have a linked, eligible TD Bank checking account and a recurring transfer of $25 or more from a TD Bank account1
With TD Bank, you get more. See how TD stacks up to other banks.
View, download or print account details in an easy-to-read guide.
Open an account
Apply online
Call us
Apply in person
1Linked, eligible TD Bank personal checking account required to waive fee. See the Personal Deposit Account Agreement for more details.
*Annual Percentage Yield (APY) is accurate as of 03/04/21 and subject to change after the account is opened. Fees may reduce earnings on the account. Aggregate balances over $25 million are subject to negotiated interest rates.
‡The information, education and general descriptions contained herein are provided solely for informational and educational purposes. This material is not intended to be viewed or construed as a suggestion for you to take (or refrain from taking) a particular course of action or as the advice of an impartial fiduciary. This information should not be viewed as individual tax, financial or investment advice. Please consult your tax and/or financial adviser for information and advice specific to your individual circumstances.
©2019 Visa U.S.A. Inc.
Are you 60 or older?
This is the perfect account for you.
$0 monthly maintenance fee
with $250 minimum daily balance
Earn interest
| Current APY* | Required Minimum Daily Balance To Earn APY* |
|---|---|
| 0.01% | $0.01 |
| *Annual Percentage Yield (APY) is accurate as of 12/22/20 and subject to change after the account is opened. Fees may reduce earnings on the account. | |
Banking that works for you
- Earn interest on your account balance
- Rate discount on TD Bank home loans - .25% off home equity lines of credit1
Extras you'll truly use
- Free money orders
- Free official bank checks
- Free standard checks or discounts on select check styles
- Free paper statements
Save money
- $10 monthly maintenance fee waived when you maintain the $250 minimum daily balance
- Overdraft services available
On-the-go banking
7% Interest Rate Savings Account
- Free Mobile Banking with Mobile Deposit2
- Online Banking and free Bill Pay with e-bills
- Free online statements with check images
- Live Customer Service 24/7
High Interest Money Market Accounts
Checkouts just got easier.
Pay with your TD Bank Debit Card
- In person
- Online or over the phone
- In apps or app stores
- Using your digital wallet
Open an account
Apply online
minutes or less.
Call us
help you over the phone.
Apply in person
1Loans subject to credit approval. Relationship discount may be terminated and the interest rate may increase upon closure of the qualifying personal checking account.
2TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.
Compare | CheckingSM | |||||
|---|---|---|---|---|---|---|
| Monthly maintenance fee | with a minimum daily balance of $100 —OR— $15 | with a minimum daily balance of $2,500 —OR— $25 | with a $20,000 minimum combined deposit, outstanding loan and/or mortgage balance (excludes credit card) —OR— $25 | with a minimum daily balance of $250 —OR— $10 | ||
| Earns interest | ||||||
| Checks | ||||||
| Online statements | ||||||
| Paper statements | (Paper statements are optional for Online Banking customers) | (Paper statements are optional for Online Banking customers) | (Paper statements are optional for Online Banking customers) | |||
| ATM fees | Other banks' ATM fees reimbursed with a minimum daily balance of $2,5001 | Other banks' ATM fees reimbursed with a minimum daily balance of $2,5001 | ||||
| Overdraft protection | ||||||
| Free with this account | Official bank checks Stop payments Incoming wire transfers | Official bank checks Stop payments Incoming wire transfers No monthly maintenance fee on savings accounts and one additional checking account | Official bank checks |
Free Mobile Banking with Mobile Deposit3
Online Banking and free Bill Pay with e-bills
TD Bank Debit Card available on-the-spot
Live Customer Service 24/7
Free access at thousands of TD ATMs in the U.S. and Canada
Flexible ways to Send Money via text or e-mail and make internal and external transfers3
Free online statements with check images
Rate discounts on TD Bank home loans - .25% off home equity line of credit4
Choice of overdraft services available
Open early. Open late. Most locations open 7 days
Alternate format statements available, learn more about TD Bank accessibility options.
Checkouts just got easier.
Pay with your TD Bank Debit Card
- In person
- Online or over the phone
- In apps or app stores
- Using your digital wallet
Open an account
Apply online
minutes or less.
Call us
help you over the phone.
Apply in person
Td Bank Savings Interest Rates
ExpandImportant Disclosures
1Non-TD fees reimbursed when minimum daily balance is at least $2,500 in checking account. For non-TD ATM transactions, the institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries.
2TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.
3Send Money is available for most personal checking and money market accounts. External transfer services are available for most personal checking, money market and savings accounts. To use either of these services you must have an Online Banking profile with a U.S. address, a unique U.S. phone number, an active unique e-mail address, and a Social Security Number. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. To perform instant transfers a TD Bank Visa® Debit Card is required. Fees may apply depending on delivery options.
4Loans subject to credit approval. Relationship discount may be terminated and the interest rate may increase upon closure of the qualifying personal checking account.
©2019 Visa U.S.A. Inc.
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